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Health

Health cover is a type of insurance cover that pays a benefit upon the happening of a  specified event that affects the insured’s health.

Depending on the type of health cover chosen, the insured may be covered for events such as cancer, heart attacks or major organ transplants.

Critical Illness Cover

We are not selling this product at the moment. If you already have a policy, and would like to view/download your latest policy and disclosure notice, please click on the icon below.

Foschini Retail Group (Pty) Ltd is an authorised financial services provider. Insurance is underwritten by Guardrisk Insurance Company Limited, an authorised financial services provider.

Claim Form

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Critical Illness P&D

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TFG Domesti-Care (short term insurance)

We are not selling this product at the moment. If you already have a policy, and would like to view/download your latest policy and disclosure notice, please click on the icon below.

Foschini Retail Group (Pty) Ltd is an authorised financial services provider. Insurance is underwritten by Guardrisk Insurance Company Limited, an authorised financial services provider.

TFG Domesti-Care Policy Wording (short term insurance)

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Claim Form

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TFG CancerCare

We are not selling this product at the moment. If you already have a policy, and would like to view/download your latest policy and disclosure notice, please click on the icon below.

Foschini Retail Group (Pty) Ltd is an authorised financial services provider. Insurance is underwritten by Guardrisk Insurance Company Limited, an authorised financial services provider.

TFG CancerCare Policy Document

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Claim Form

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TFG Critical Care

TFG CRITICAL CARE

As an account holder at any TFG (The Foschini Group) store, you have access to this optional insurance product.

INSURANCE BENEFITS 

A Critical Illness Benefit

This provides you with R8 000 cover against heart attack, stroke, certain types of cancer (excluding skin cancer), coronary artery surgery, end stage kidney failure, major organ transplant and total paraplegia. There is a 3 month waiting period for this benefit from the starting date of the policy.

 

An Income Protector Benefit (when hospitalised)

If you are admitted to hospital for more than 48 hours, we will pay you R500 per day that you are in hospital (R1 000 per day if hospitalisation is due to a critical illness) from day 1, for a maximum of 30 days per 12 uninterrupted calendar months. There is a 3 month waiting period for this benefit from the starting date of the policy.

 

An Accidental Death Benefit of R15 500.

There is no waiting period for the accidental death cover.

 

All these benefits are available for R42.00 per month (with partner option for an additional R23.00 pm), guaranteed for the first month and billed to your TFG store account. The premium is reviewed once a year.

Terms, conditions, limitations, exclusions and charges apply and can be downloaded by clicking on the link below.  

Foschini Retail Group (Pty) Ltd is an authorised financial services provider. Insurance is underwritten by Guardrisk Insurance Company Limited, an authorised financial services provider.

 

TFG Critical Care Policy Document

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Claim Form

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TFG Critical Care Family

TFG CRITICAL CARE FAMILY

As an account holder at any TFG (The Foschini Group) store, you have access to this optional insurance product.

 

 INSURANCE BENEFITS 

A Critical Illness Benefit

This provides you, your partner and your children with cover against heart attack, stroke, certain types of cancer (excluding skin cancer), coronary artery surgery, end stage kidney failure, major organ transplant and total paraplegia. You will receive a pay-out of R7 100 if you or your partner are diagnosed with one of these critical illnesses, and you will receive a pay-out R3 500 if your child is diagnosed with one of these critical illnessesThere is a 3 month waiting period for this benefit from the starting date of the policy.

 

An Income Protector Benefit (when hospitalised)

If you, your partner or your child/children are admitted to hospital for more than 48 hours, we will pay you R450 per day that you, your partner or your child/children are in hospital (R900 per day if hospitalisation is due to a critical illness) from day 1, up to a maximum of 100 days per 12 uninterrupted calendar months for all persons insured under the policy combined.

There is a 3 month waiting period for this benefit from the starting date of the policy.

 

An Accidental Death Benefit.

R14 100 will be paid to your nominated beneficiary in the event of your death and R14 100 will be paid to you in the event of your partner’s accidental death. R7 100 will be paid to you in the event of your child’s accidental death.

There is no waiting period for the accidental death cover.

 

You can choose to cover up to four children who are older than 6 months and under the age of 21.

 

All these benefits are available for R87.82 per month, guaranteed for the first month and billed to your TFG store account. The premium is reviewed once a year.

Terms, conditions, limitations, exclusions and charges apply and can be downloaded by clicking on the link below.  

Foschini Retail Group (Pty) Ltd is an authorised financial services provider. Insurance is underwritten by Guardrisk Insurance Company Limited, an authorised financial services provider.

 

TFG Critical Care Family Policy Document

Download Now

Claim Form

Download Now

TFG CancerCare Platinum

We are not selling this product at the moment. If you already have a policy, and would like to view/download your latest policy and disclosure notice, please click on the icon below.

Foschini Retail Group (Pty) Ltd is an authorised financial services provider. Insurance is underwritten by Guardrisk Insurance Company Limited, an authorised financial services provider.

TFG CancerCare Platinum Policy Document

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Claim Form

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TFG Dental Plan Family

TFG Dental Plan Family

 

As an account holder at any TFG (The Foschini Group) store, you have access to this optional insurance product.

TFG Dental Plan provides a range of benefits for different claim events, from severely decayed teeth to dental emergencies.

             

Monthly premium is guaranteed for one month and subject to review once a year

Terms, conditions, exclusions and limitations apply and can be viewed by clicking on the link below.

Foschini Retail Group (Pty) Ltd is an authorised financial services provider. Insurance is underwritten by Guardrisk Insurance Company Limited, an authorised financial services provider. Claims are administered by Denis Insurance Administrators (Pty) Ltd, an authorised financial services provider.

 

 

TFG Dental Plan Family Policy Notice Disclosure

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Claim Form

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TFG Dental Plan

TFG DENTAL PLAN

As an account holder at any TFG (The Foschini Group) store, you have access to this optional insurance product.

TFG Dental Plan provides a range of benefits for different claim events, from severely decayed teeth to dental emergencies.

             

Monthly premium is guaranteed for one month and subject to review once a year

Terms, conditions, exclusions and limitations apply and can be viewed by clicking on the link below.

Foschini Retail Group (Pty) Ltd is an authorised financial services provider. Insurance is underwritten by Guardrisk Insurance Company Limited, an authorised financial services provider. Claims are administered by Denis Insurance Administrators (Pty) Ltd, an authorised financial services provider.

 

 

 

 

TFG Dental Plan Policy Notice Disclosure

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Claim Form

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TFG Domesti-Care (long term insurance)

TFG Domesti - Care offers you the opportunity to provide your domestic worker with insurance, which includes the following benefits:

 

An Accidental Death Benefit of R14 200.

There is no waiting period for the accidental death cover, which is payable to your domestic worker’s nominated beneficiary if your domestic worker dies in an accident.

 

An Income Protector Benefit (when hospitalised)

If your domestic worker is admitted to hospital for more than 48 hours, we will pay your domestic worker R450 per day (R900 if hospitalisation is due to a critical illness) from day 1, for a maximum of 30 days per 12 consecutive calendar months. There is a 3 month waiting period for this benefit from the starting date of the product.

 

A Critical Illness Benefit

This benefit provides your domestic worker with R7 100 cover against heart attack, stroke, certain types of cancer (excluding skin cancer), coronary artery surgery, end stage kidney failure, major organ transplant and total paraplegia. There is a 3 month waiting period for this benefit from the starting date of the product.

 

All these benefits for only R37.95 per month, guaranteed for the first month and billed to your TFG store account. The premium is reviewed once every calendar year.

You can also add the following additional benefits to this product:

  • A Funeral Benefit for and extra R20.00 per month provides your domestic worker with a R10 000 death benefit. Natural death is subject to a three month waiting period from the starting date of the product. There is no waiting period for accidental death.
  • A Permanent Disability Benefit for an extra R5.00 per month providers your domestic worker with R10 000 cover if he/she becomes permanently disabled because of an accident or because of one of the listed critical illnesses covered in the product. There is a three month waiting period for this benefit from the starting date of the product.

Terms, conditions, exclusions and limitations apply and can be downloaded by clicking on the link below. 

Foschini Retail Group (Pty) Ltd is an authorised financial services provider. Insurance is underwritten by Guardrisk Life Limited, an authorised financial services provider.

 

TFG Domesti-Care (long term insurance) policy wording

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Claim Form

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