Portable Possessions

This is cover which will protect you if your cellphone, laptop, tablet or jewellery item has been lost, stolen or damaged.

TFG Device Insurance - South Africa

TFG Device Insurance offers you cover against loss, theft and damage (including water damage) of your cellphone, tablet or laptop. We will repair, or if that’s not possible, replace your cellphone, tablet or laptop. You will be able to choose a replacement cellphone, tablet or laptop from a TFG store which has a purchase price in a TFG store of not more than the original selling price of your cellphone, tablet or laptop at the time you purchased it.

The monthly premium for TFG Device Insurance is conveniently debited and collected from either your TFG store account or your personal bank account. 

See below the monthly premium payable for TFG Device Insurance:       

 Value of cellphone, tablet or laptop         Monthly Premium            

          R   1 - R500                               R 23.00             

          R   501 - R1 000                         R 36.00             

          R1 001 - R1 250                         R 39.50             

          R1 251 - R1 750                         R 49.50             

          R1 751 - R2 500                         R 59.50             

          R2 501 - R3 500                         R 75.50             

          R3 501 - R5 000                         R 86.50

          R5 001 - R6 500                         R133.00

          R6 501 - R8 000                         R168.00

          R8 001 - R9 500                         R188.50

          R9 501 - R11 000                       R217.00

          R12 501 - R15 000                     R263.00

           

         Value of Laptops                     Monthly Premium 

          R0 - R5 000                               R66.00

          R5 001 - R6 500                         R71.00

          R6 501 - R8 000                         R81.00

          R9 501 - R12 000                       R151.50

 

Premiums may be increased once a year.

Cover is immediate upon activation of the product.

Terms and conditions apply. We only insure cellphones, tablets and laptops which are purchased from a TFG (The Foschini Group) store in South Africa. Cover must be taken out within 30 days of purchase. We insure cellphones and tablets up to a maximum purchase price of R15 000, and laptops up to a maximum purchase price of R12 000. Only the user of the cellphone, tablet or laptop will be covered. If a claim is approved, there is an excess applicable.

Foschini Retail Group (Pty) Ltd is an authorised financial services provider. Insurance is underwritten by Guardrisk Insurance Company Limited, an authorised financial services provider. 

Cellphone Insurance Policy and Disclosure

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Jewellery Insurance

The Foschini Group (TFG) offers you Jewellery Insurance against damage, theft and loss.

What we insure:

We repair or, if that’s not possible, replace insured jewellery or watches if it’s damaged. This includes damage such as the breaking, cracking and scratching of your jewellery item(s) or its glass components, including damage caused by fire or earthquake; except where the damage is caused by reckless or deliberate acts. If your jewellery item(s) is lost or stolen, we will replace the insured jewellery item. Should your jewellery item(s) or watch be damaged, we will repair it or, if that’s not possible, we will replace the insured jewellery item. Where we cannot replace the insured jewellery item with exactly the same item, because the same item is no longer available, we will replace it with a similar item of the same original selling price.

Choose your cover:

You choose which insurance option suits your needs. You can choose to insure your jewellery or watch for a fixed term of either 12 (twelve) months or 24 (twenty four) months(only available in TFG stores), or for an indefinite period on a month to month basis until the policy ends.

How much you pay                                                                                                                                                        

If you insure your jewellery or watch for:  

  • A fixed term of 12 months: You’ll pay 10% of the original selling price of the piece of jewellery or watch upfront.        
  • A fixed term of 24 months: You’ll pay 20% of the original selling price of the piece of jewellery or watch upfront.
  • An indefinite period on a month to month basis, the premiums will be as follows:

VALUE OF JEWELLERY                     MONTHLY PREMIUM

Up to R 500                                           R   8.00

R    501   – R  1 000                               R  12.00

R 1 001   – R  2 000                               R  20.50                            

R 2 001   – R  5 000                               R  45.50

R 5 001   – R  7 000                               R  62.00

R 7 001   – R 10 000                              R  87.50

R 10 001 – R 13 000                              R 112.50

R 13 001 – R 15 000                              R 129.50

R 15 001 – R 20 000                              R 171.50

R 20 001 - R 25 000                              R 214.00

R 25 001 - R 30 000                              R 257.00

 

What’s more, you choose whether you’d like to pay your premium via debit order(only available in TFG stores) or your TFG store account.

Terms and conditions apply. Your jewellery item or watch must be insured within 30 days of purchase. Jewellery Insurance is only available when the jewellery item or watch is purchased from American Swiss, Sterns and Foschini jewellery boutique stores. Insurance cover on the item purchased commences immediately and is subject to an excess.

Foschini Retail Group (Pty) Ltd is an authorised financial services provider. This insurance is underwritten by Mutual and Federal Risk Financing Limited, an authorised financial services provider.

Jewellery Ins P&D

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TFG Device Insurance - Namibia

TFG Device Insurance gives you the option to cover your cellphone, tablet or laptop against loss, theft and damage (including water damage).

We will repair, or if that’s not possible, replace your cellphone, tablet or laptop with the same device type from a TFG store which has a purchase price of not more than the limit of cover. The limit of cover is an amount which is equal to the original selling price of your device at the time you bought it.

Cover is immediate on acceptance of this product, but the cover must be taken out within 30 days of purchase.

The monthly premium for TFG Device Insurance is conveniently debited and collected from your TFG store account. 

Please refer to the table below for the monthly premium payable:       

The premium is guaranteed for the first month and may be increased once a year.

You will have to pay an excess if a claim you make is accepted and approved.

Terms and conditions, limitations, exclusions and charges apply and can be viewed by clicking on the link below.

We only insure cellphones, tablets and laptops which are purchased from a TFG (The Foschini Group) store in Namibia. We insure cellphones and tablets up to a maximum purchase price of $15 000, and laptops up to a maximum purchase price of $12 000. Only the user of the cellphone, tablet or laptop will be covered.

Fashion Retailers (Pty) Ltd acts as a registered agent. Insurance is underwritten by Alexander Forbes Insurance Company Namibia Limited.

 

TFG Device Insurance Policy & Disclosure Notice - Namibia

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